Integrity365 Adviser Team
Matt has had a highly successful 24-year career within the financial services industry, having spent many years working at HSBC moving through the ranks as an adviser within both the private client and corporate sectors.
Prior to joining Integrity365, Matt spent 8 years building and developing an IFA business specialising both as a private client adviser, and using his extensive knowledge of the corporate sector in assisting businesses, their management and their employees with strategic financial planning and wealth management solutions.
His attention to detail and genuine consideration for his clients builds strong and trusted relationships, helping them through their financial planning journey.
Throughout Debbie’s career as a Financial Adviser, she has always been passionate about building relationships and adopting new concepts that better herself, her company and her client’s experience. She helps clients achieve their financial goals and ambitions with strategy and planning. Debbie has worked within the Financial Services industry for more than 25 years alongside some exceptional professionals.
Having spent 6 years at Bradford and Bingley as a Wealth IFA, Debbie then moved to the RBS group in 2002 as a regulated Financial Adviser, within the Private Banking Team progressing to become a Private Client Wealth Manager, looking after the top 2% of the bank’s client base.
She then made the transition to work for Mercer Jelf Financial Planning, as a Senior Financial Planner. The award-winning Jelf Group plc was founded in 1989 by Chris Jelf and was acquired by Marsh & McLennan Companies (MMC) in December 2015. Following the acquisition, Jelf Financial Planning merged with Mercer’s financial planning business, to form Mercer Jelf Financial Planning. This move gave Debbie the opportunity to work alongside Chris Jelf and continue to provide expert advice to individuals on matters relating to Tax Planning, Investment Strategy and Family Protection.
Work ethos has always meant putting clients at the centre of everything Debbie does – working side-by-side with clients as their trusted adviser to understand their needs and individual circumstances. As well as working with other industry professionals to provide the best client outcome.
Debbie is committed to delivering excellent client service and Integrity365 enables her to deliver the service, goals and quality that our clients should have come to expect.
Nick has been in the financial services sector for 28 years. The early stage of his career was spent working in the general insurance sector before making the transition to a financial planner role over 20 years ago. Nick has a wealth of experience in advising both individual and business clients, building relationships that have strong trusted foundations developed over a considerable amount of time.
Nick is incredibly passionate about providing a good service and providing financial planning advice in an easy and understandable manner. He is a firm advocate that in order to gain trust and deliver value, you need to act with honesty and integrity.
With a broad knowledge of the financial services industry, Nick is the ideal adviser for those clients looking to address their individual or family investment and overall financial planning needs including business protection.
Outside of the office, as an active individual, Nick is a family man with an avid interest in rugby following retirement from the playing field.
Coreena has been in the Financial Services profession for a total of 16 years, providing financial advice to individual and business clients for 11 of those years. Coreena is approachable, friendly and professional as well as being efficient and passionate about giving great holistic financial advice and adding value to a clients’ specific set of circumstances.
Her areas of speciality include pension and investment planning for both individuals and businesses, personal and business protection and tax planning. Coreena is a Fellow of the Personal Finance Society, and has recently been awarded SOLLA Retirement Advice Standard. Outside of work, Coreena is married with a young son.
Ajay has worked in Financial Services for over 25 years, initially starting his career in the industry as a Mortgage Adviser until he qualified as a Financial Adviser in February 1996. He has performed a variety of roles throughout his career including some at senior management level, however his passion is providing face-to-face advice to clients. He enjoys building lasting relationships with his clients and takes pride in helping them to achieve their lifetime goals.
The majority of Ajay’s clients are high net worth individuals seeking advice on investment and retirement planning, however he also specialises in protection advice for individuals and business owners.
Ajay’s interests outside of work are music, art and sport. He is a keen collector of records and contemporary art and he enjoys visiting galleries and sporting events with his son.
Having started in financial services in 1985, Peter has worked in a wide variety of roles within the profession providing advice to clients from all walks of life including employers, employees, self-employed and business owners, and to their friends and family too.
In his own words, he has ‘a peculiar fascination’ for pensions and saving for retirement and works hard with clients to demystify the subject. Peter helps clients create meaningful goals, keeping financial planning easy to understand (no jargon) and on track within a friendly, relaxed and informal meeting of minds. He has found that simplicity and understanding, along with a smile, are the key to this.
Peter is a Chartered Financial Planner and a Fellow of the Personal Finance Society.
Tom has worked in Financial Services, around his Psychology degree, since late 1999. Tom started as a loss assessor, helping restore lost pension benefits for clients to ensure they were not disadvantaged, and has held his ‘client-first’ mentality ever since. He has held a variety of roles throughout his career, and has been a fully qualified Chartered Financial Planner since 2013. Based in Exeter, Tom works as an Independent Financial Advisor primarily across the Devon and Cornwall region.
Tom takes great pride in working face-to-face with all his clients and getting to understand their specific, unique requirements. He has been fortunate enough to have worked with corporations, family businesses, charities, and many individuals and families over the years, each with their own inimitable histories and future goals. Given this variety of clients Tom maintains a broad knowledge of the industry, with specialisms in retirement planning and business protection.
Outside of work Tom is primarily a family man, and he enjoys sharing his love of all things sport with his two sons. He even manages to play football regularly, although concedes that he is not as quick as he used to be.
Specialising in Workplace Pensions, Craig has helped a wide range of clients (from SME to FTSE 100 companies) navigate the corporate pensions market in areas as such as automatic enrolment, pension scheme governance and employee engagement. Craig takes great pride in forming long standing relationships with his clients, working in partnership to understand their needs and requirements in an ever changing world.
Craig has worked in the financial services industry since 1996, starting his career with Royal & Sun Alliance before moving to Axa.
In 2000, Craig joined the Jelf Group Plc, initially as an administrator before moving into a client facing, consultancy role in 2001. Craig enjoyed being part of the success and growth of the Jelf Group prior to their acquisition by Marsh and in more recently years being part of a large corporation.
Many years of experience has helped Craig to be able to adapt his style and communication to suit his audience/clients to recognise the level of pension understanding held and try to simplify as best as possible.
Having worked for a single employer for so many years, Craig was only going to move on for the right challenge and is very excited to be part of the Integrity365 family where the client is the at the centre of everything we do when providing our services.
Outside of work, Craig is married with 2 children and enjoying having his first dog. As well as this, he is a keen golfer, runner and football fan.
Since studying Financial Services at University Douglas has dedicated himself to the Financial Planning industry with a commitment to help clients achieve the best possible outcome. Happy to challenge the status quo and with an eye for detail, he is capable of breaking down complex financial planning solutions which clients can understand.
With over a decade of financial planning experience, Douglas has worked closely with clients to build confidence in their financial planning, reaching their goals and maximising the wealth available to them. He specialises in tax, investment and retirement planning and has achieved Pension Transfer Specialist status. He continues his studies with the aim of achieving Chartered Status in the near future.
Outside of work, Douglas is a keen sportsman and enjoys keeping active, which is fortunate as his other passion is the culinary arts.
Carol’s career in the financial services industry and first involvement with mortgage applications began over 20 years ago as a Customer Adviser at the Nationwide Building Society. Carol then progressed her career to Beacon Mortgages, a private lending company specialising in mortgages for clients who were unable to obtain mortgages from high street lenders. This was where she acquired her CeMap qualifications and progressed to the position of Senior Underwriter.
Carol is a long standing employee and during that time has built up her skills and experience to progress to her current position where she assists people from all walks of life. From first time buyer to retirees, residential to buy-to-let, Carol offers mortgage, protection and equity release advice, taking clients through the process from initial enquiry, advice, and application onto completion.
Marcus joined the Financial Services sector in 2003 following his graduation from university. Having started his career as a Financial Adviser with Co-Operative Financial Services, he then moved to a South West based SME in 2006, where he later became a Senior Financial Adviser and acquired his Chartered status.
Marcus has a genuine consideration for his clients and strives to exceed their expectations by providing accurate and personalised advice, which is delivered with the utmost integrity and professionalism. Throughout his career, Marcus has honed his skills as a retirement planning and wealth management specialist. This has enabled him to build trusted, long-standing relationships with his clients, enabling him to help them achieve their financial planning objectives.
Outside of work, Marcus is a committed Dad to his son and daughter, family man and a big sports fan. When time allows, he likes to play golf now that he has retired from playing rugby, walk his two dogs, socialise and travel.
Andrew has over 17 year’s experience as a financial adviser. He places the right client outcomes at the heart of financial planning, which he subsequently hopes will lead to long lasting relationships based on trust and the provision of excellent service.
Andrew works with business professionals and retired individuals who either struggle to find the time to implement their own planning or don’t want to. This may incorporate the accumulation of wealth and its subsequent decumulation post retirement. He focuses on ensuring solutions are realistic for the objectives set whilst aiming to maximise overall tax efficiency.
Outside of work Andrew, along with his wife (and reluctant daughter), can be found exploring archaeological ruins, walking in the countryside (particularly Yorkshire) and taking on challenges for various charities.