Meet the
Integrity365 Adviser Team

Matt Goy DIP CII
Chief Executive Officer / Independent Financial Adviser

Matt has had a highly successful 24-year career within the financial services industry, having spent many years working at HSBC moving through the ranks as an adviser within both the private client and corporate sectors.

Debbie Packer Dip CII, MCSI
Founding Financial Adviser

Throughout Debbie’s career as a Financial Adviser, she has always been passionate about building relationships and adopting new concepts that better herself, her company and her client’s experience. She helps clients achieve their financial goals and ambitions with strategy and planning. Debbie has worked within the Financial Services industry for more than 25 years alongside some exceptional professionals.

Nick Gwilliam DIP PFS
Founding Financial Adviser

Nick has been in the financial services sector for 28 years. The early stage of his career was spent working in the general insurance sector before making the transition to a financial planner role over 20 years ago. Nick has a wealth of experience in advising both individual and business clients, building relationships that have strong trusted foundations developed over a considerable amount of time.

Coreena Dutton FPFS
Independent Financial Adviser / Chartered Financial Planner

Coreena has been in the Financial Services profession for a total of 16 years, providing financial advice to individual and business clients for 11 of those years. Coreena is approachable, friendly and professional as well as being efficient and passionate about giving great holistic financial advice and adding value to a clients’ specific set of circumstances.

Ajay Sawhney DipFA
Independent Financial Adviser

Ajay has worked in Financial Services for over 25 years, initially starting his career in the industry as a Mortgage Adviser until he qualified as a Financial Adviser in February 1996. He has performed a variety of roles throughout his career including some at senior management level, however his passion is providing face-to-face advice to clients. He enjoys building lasting relationships with his clients and takes pride in helping them to achieve their lifetime goals.

Peter Matthews ACII FPFS
Independent Financial Adviser / Chartered Financial Planner

Having started in financial services in 1985, Peter has worked in a wide variety of roles within the profession providing advice to clients from all walks of life including employers, employees, self-employed and business owners, and to their friends and family too. 

Tom Parry APFS
Independent Financial Adviser / Chartered Financial Planner

Tom has worked in Financial Services, around his Psychology degree, since late 1999. Tom started as a loss assessor, helping restore lost pension benefits for clients to ensure they were not disadvantaged, and has held his ‘client-first’ mentality ever since. He has held a variety of roles throughout his career, and has been a fully qualified Chartered Financial Planner since 2013. Based in Exeter, Tom works as an Independent Financial Advisor primarily across the Devon and Cornwall region.

Craig Pritchard Dip PFS
Senior Corporate IFA Consultant

Specialising in Workplace Pensions, Craig has helped a wide range of clients (from SME to FTSE 100 companies) navigate the corporate pensions market in areas as such as automatic enrolment, pension scheme governance and employee engagement. Craig takes great pride in forming long standing relationships with his clients, working in partnership to understand their needs and requirements in an ever changing world.

Douglas Sims DipPFS
Independent Financial Adviser

Since studying Financial Services at University Douglas has dedicated himself to the Financial Planning industry with a commitment to help clients achieve the best possible outcome. Happy to challenge the status quo and with an eye for detail, he is capable of breaking down complex financial planning solutions which clients can understand.

Carol Richardson CeMap
Mortgage Adviser

Carol’s career in the financial services industry and first involvement with mortgage applications began over 20 years ago as a Customer Adviser at the Nationwide Building Society. Carol then progressed her career to Beacon Mortgages, a private lending company specialising in mortgages for clients who were unable to obtain mortgages from high street lenders. This was where she acquired her CeMap qualifications and progressed to the position of Senior Underwriter.

Marcus Rayer Chartered ALIBF
Independent Financial Adviser

Marcus joined the Financial Services sector in 2003 following his graduation from university. Having started his career as a Financial Adviser with Co-Operative Financial Services, he then moved to a South West based SME in 2006, where he later became a Senior Financial Adviser and acquired his Chartered status.

Andrew Mence FPFS
Independent Financial Adviser / Chartered Financial Planner

Andrew has over 17 year’s experience as a financial adviser. He places the right client outcomes at the heart of financial planning, which he subsequently hopes will lead to long lasting relationships based on trust and the provision of excellent service.